Money Market Account
A Safe Way to Invest
You may also choose United's Money Market Account as an alternative to our regular checking option. It's a great way to let your funds earn competitive, market-driven rate without locking them into a long term investment.
With our Money Market Account, your first order of checks is FREE, and you may write up to three checks per month. (You may make a maximum of six withdrawals per month from the account, including checks written.)
Open a Money Market Account with no minimum balance and as long as your balance remains $2500 or higher, you will earn dividends paid monthly according to the following tiered structure:**
Level 1: $0 - $2,499.99
Level 2: $2500 - $9,999.99
Level 3: $10,000 - $19,999.99
Level 4: $20,000 and over
Since we pay dividends on your actual daily balance, your money works every single day, earning on every single dollar. And, as always, your funds are insured up to $250,000 by the National Credit Union Administration (NCUA), making United's Money Market Account one of the smartest and safest investments around.
If you'd like a checking account that works a little harder, call United and ask about our Money Market Account.
For more information on how to open a Money Market Account, contact us at info@unitedcu.org.
| Money Market Accounts | ||
| Effective Date: Thursday, November 21st, 2024 | ||
| Includes Regular and IRA | ||
| Average Daily Balance | Dividend Rate | APY* |
| $0 - $2,499.99 | 0.00% | 0.00% |
| $2,500 - $9,999.99 | 0.25% | 0.25% |
| $10,000 - $19,999.99 | 0.30% | 0.30% |
| $20,000 - $49,999.99 | 0.35% | 0.35% |
| $50,000 and over | 0.45% | 0.45% |
| *APY = Annual Percentage Yield. | ||
| Rates stated as Annual Percentage Rate. All rates are subject to credit approval and are determined by credit score. Rates subject to change. | ||
*Rates are subject to change at any time.
